Sunday, March 17, 2019

Purpose Driven Investing: Nebraska Floods


Life.  It’s risky.

Dwell on that a moment.

Nebraska Flood 2019
March 2019, Schuyler, Nebraska
I live in eastern Nebraska which is experiencing record setting floods.  My family and I are safe and dry – and I’m immensely thankful.  Twenty minutes in nearly any direction from where we live is flood country.  Many aren’t safe or dry.  Their lives are being irrevocably changed as I write.


Cynics might say those folks built on a flood plain, river bottom, or low-lying plot of ground.  It may be claimed they “knew the risk”; now they pay the price.  The cynic would move on.

The problem is that a similar argument could be made for all of us.  If you live on the gulf coast, you know the hurricane risk.  You may pay the price.  If you live on the west coast you’re subject to wild fires and earthquakes.  You know the risk.  You may pay the price.  If you live in Kansas or Oklahoma you’re subject to tornados.  You know the risk.  You may pay the price.  The list continues.

Anywhere we live has risks we accept.  We know we may pay a price for accepting those risks.  Cynicism has no merit.  What’s valuable is doing the right thing, the gracious thing, the human thing.  It’s helping those needful souls when disaster engulfs them.

When people are dealt the worst of hands we are called to give of our talents, time, and treasure to help.  I’ve no talent – I’m not a plumber, carpenter, electrician, or physician – neither butcher, baker, nor candlestick maker, all of whom are needed when the black swan of disaster settles on a region.

I can contribute my time to help clean up or sit listening to someone as they struggle to make sense of their total loss.  I can give of my treasure which is the point of this post.  

One purpose of my dividend farming effort is to improve the life of my family by establishing and growing an additional stream of income.  Doing so reduces our risk if we lose the primary stream and it can add income for things we may otherwise need or find enjoyable.

A second, but important, purpose in Dividend Farming is building the capacity to help those in need when the unexpected overwhelms them.  This morning, we did that.  

We gathered a list of needed items and dropped them at a local church mobilizing relief.  Then we drove I-80 to see the Platte River out of its banks, inundating countless homes, explaining to our boys in the back seat that our small drop of help would be collected with countless other small drops to deliver a huge wave of assistance for people whose houses we saw submerged.  

Building a dividend farm with recurring revenue allows us to help others to a greater degree than we could otherwise.  No questions.  No cynicism.  Lend a hand.  That’s the purpose.

This post isn’t crafted as a plea for help in Nebraska.  Rather, it’s a call to action for investors – Dividend Farmers, Value Investors, Momentum Players, Day Traders, whomever.  If you’re investing, do so with a purpose aside from stuffing your bank account.  Contribute a portion of your investment treasure to those who may have lost everything.  

It doesn’t matter if those in need are on the coast, in the heartland, or on another continent.  You may never know the difference your help makes in the life of another human being, but make the effort.  It’s worth it.  Invest with a higher purpose.  That’s all I ask.

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